/* ── Reset & Base ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --bg: #ffffff;
  --bg2: #f7f7fb;
  --bg3: #f0f1f7;
  --bg4: #e9eaf2;
  --border: rgba(15,15,35,0.08);
  --border2: rgba(15,15,35,0.14);
  --text: #14141a;
  --muted: #5b6472;
  --muted2: #8a90a3;
  --purple: #7c3aed;
  --blue: #2563eb;
  --gradient: linear-gradient(135deg, #7c3aed, #2563eb);
  --radius: 12px;
  --radius-lg: 16px;
  --radius-xl: 24px;
}

html { scroll-behavior: smooth; }
body {
  font-family: 'Inter', -apple-system, sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.6;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}
a { text-decoration: none; color: inherit; }
ul { list-style: none; }

/* ── Noise texture ── */
.noise {
  position: absolute; inset: 0;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 200 200' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='0.04'/%3E%3C/svg%3E");
  pointer-events: none; opacity: 0.4;
}

/* ── Container ── */
.container { max-width: 1160px; margin: 0 auto; padding: 0 24px; }

/* ── Buttons ── */
.btn-primary {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--gradient);
  color: #fff; padding: 11px 24px; border-radius: 10px;
  font-size: 14px; font-weight: 600; border: none; cursor: pointer;
  transition: opacity 0.2s, transform 0.15s, box-shadow 0.2s;
  box-shadow: 0 0 0 0 rgba(124,58,237,0);
  white-space: nowrap;
}
.btn-primary:hover { opacity: 0.9; transform: translateY(-2px); box-shadow: 0 8px 30px rgba(124,58,237,0.35); }

.btn-ghost {
  display: inline-flex; align-items: center; gap: 8px;
  color: var(--muted); padding: 11px 24px; border-radius: 10px;
  font-size: 14px; font-weight: 500;
  border: 1px solid var(--border2); background: rgba(15,15,35,0.025);
  cursor: pointer; transition: all 0.2s; white-space: nowrap;
}
.btn-ghost:hover { color: var(--text); border-color: rgba(15,15,35,0.22); background: rgba(15,15,35,0.05); transform: translateY(-2px); }

.btn-xl { padding: 14px 30px; font-size: 15px; border-radius: 12px; }
.btn-full { width: 100%; justify-content: center; }

/* ── NAV ── */
.nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 100;
  padding: 14px 0; transition: all 0.3s;
}
.nav.scrolled {
  background: rgba(255,255,255,0.85); backdrop-filter: blur(20px) saturate(180%);
  border-bottom: 1px solid var(--border); padding: 10px 0;
}
.nav-inner {
  max-width: 1160px; margin: 0 auto; padding: 0 24px;
  display: flex; align-items: center; gap: 36px;
}
.nav-brand { display: flex; align-items: center; gap: 8px; flex-shrink: 0; }
.nav-logo {
  display: flex; align-items: center; gap: 10px;
  font-size: 17px; font-weight: 700; letter-spacing: -0.3px;
  color: var(--text); flex-shrink: 0;
}
.nav-badge {
  font-size: 11px; font-weight: 700; letter-spacing: 0.3px;
  padding: 3px 10px; border-radius: 100px;
  background: rgba(34,197,94,0.12); color: #22c55e;
  border: 1px solid rgba(34,197,94,0.35);
  transition: background 0.2s, border-color 0.2s;
}
.nav-badge:hover { background: rgba(34,197,94,0.22); border-color: rgba(34,197,94,0.5); }
.nav-links { display: flex; gap: 28px; flex: 1; }
.nav-links a { font-size: 14px; color: var(--muted); font-weight: 500; transition: color 0.2s; }
.nav-links a:hover { color: var(--text); }
.nav-actions { display: flex; align-items: center; gap: 10px; margin-left: auto; }
.hamburger {
  display: none; flex-direction: column; gap: 5px;
  background: none; border: none; cursor: pointer; padding: 4px; margin-left: auto;
}
.hamburger span { display: block; width: 22px; height: 2px; background: var(--text); border-radius: 2px; }
.mobile-menu {
  display: none; position: fixed; top: 65px; left: 0; right: 0;
  background: var(--bg2); border-bottom: 1px solid var(--border);
  padding: 20px 24px; flex-direction: column; gap: 16px; z-index: 99;
}
.mobile-menu.open { display: flex; }
.mobile-link { font-size: 15px; color: var(--muted); font-weight: 500; }
.mobile-cta { text-align: center; margin-top: 8px; }

/* ── HERO ── */
.hero { position: relative; padding: 150px 0 0; overflow: hidden; }
.hero-bg { position: absolute; inset: 0; pointer-events: none; }
.hero-grid {
  position: absolute; inset: 0;
  background-image: linear-gradient(rgba(15,15,35,0.035) 1px, transparent 1px), linear-gradient(90deg, rgba(15,15,35,0.035) 1px, transparent 1px);
  background-size: 72px 72px;
  mask-image: radial-gradient(ellipse 70% 55% at 50% 0%, black 30%, transparent 100%);
}
.hero-glow { position: absolute; border-radius: 50%; filter: blur(100px); pointer-events: none; }
.g1 { width: 600px; height: 600px; background: radial-gradient(circle, rgba(124,58,237,0.18), transparent 70%); left: -150px; top: -100px; }
.g2 { width: 500px; height: 500px; background: radial-gradient(circle, rgba(37,99,235,0.14), transparent 70%); right: -100px; top: 50px; }
.g3 { width: 400px; height: 400px; background: radial-gradient(circle, rgba(124,58,237,0.1), transparent 70%); left: 40%; top: 200px; }

.hero .container { position: relative; z-index: 2; }
.hero-content { text-align: center; max-width: 780px; margin: 0 auto 64px; }

.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(124,58,237,0.08); border: 1px solid rgba(124,58,237,0.25);
  color: #6d28d9; font-size: 13px; font-weight: 500;
  padding: 7px 14px; border-radius: 100px; margin-bottom: 36px;
  transition: all 0.2s;
}
.hero-badge:hover { background: rgba(124,58,237,0.14); border-color: rgba(124,58,237,0.4); }
.badge-pulse {
  width: 7px; height: 7px; background: #7c3aed; border-radius: 50%;
  animation: pulse 2s infinite; flex-shrink: 0;
}
.badge-arrow { color: var(--muted); }
@keyframes pulse {
  0%,100% { opacity: 1; box-shadow: 0 0 0 0 rgba(124,58,237,0.4); }
  50% { opacity: 0.7; box-shadow: 0 0 0 6px rgba(124,58,237,0); }
}

.hero-title {
  font-size: clamp(44px, 6.5vw, 78px); font-weight: 900;
  line-height: 1.05; letter-spacing: -2.5px; margin-bottom: 24px; color: var(--text);
}
.gradient-text {
  background: linear-gradient(135deg, #7c3aed 0%, #2563eb 100%);
  -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text;
}
.hero-sub { font-size: clamp(16px, 1.8vw, 19px); color: var(--muted); max-width: 560px; margin: 0 auto 40px; line-height: 1.75; }
.hero-cta { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; margin-bottom: 40px; }
.hero-trust { display: flex; align-items: center; justify-content: center; gap: 16px; flex-wrap: wrap; }
.hero-trust > span { font-size: 13px; color: var(--muted); }
.trust-avatars { display: flex; }
.ta {
  width: 30px; height: 30px; border-radius: 50%; display: flex; align-items: center;
  justify-content: center; font-size: 10px; font-weight: 700; color: #fff;
  border: 2px solid var(--bg); margin-left: -8px;
}
.ta:first-child { margin-left: 0; }
.trust-stars { display: flex; align-items: center; gap: 6px; }
.trust-stars span:first-child { color: #f59e0b; font-size: 14px; }
.trust-stars span:last-child { font-size: 13px; color: var(--muted); }

/* ── HERO MOCKUP ── */
.hero-mockup {
  position: relative; margin: 0 -40px;
  padding-bottom: 60px;
}
.browser-frame {
  border-radius: 16px 16px 0 0; overflow: hidden;
  border: 1px solid rgba(15,15,35,0.1);
  border-bottom: none;
  box-shadow: 0 -20px 80px rgba(124,58,237,0.15), 0 0 0 1px rgba(124,58,237,0.1);
  background: #fff;
}
.browser-bar {
  display: flex; align-items: center; gap: 12px; padding: 12px 16px;
  background: #f1f1f6; border-bottom: 1px solid rgba(15,15,35,0.07);
}
.browser-dots { display: flex; gap: 6px; }
.browser-dots span { width: 12px; height: 12px; border-radius: 50%; }
.browser-url {
  flex: 1; text-align: center; font-size: 12px; color: #667;
  background: #e8e9f0; padding: 5px 16px; border-radius: 6px;
  max-width: 340px; margin: 0 auto;
}
.browser-body { line-height: 0; }
.app-svg { width: 100%; display: block; }

.float-card {
  position: absolute; display: flex; align-items: center; gap: 10px;
  background: rgba(255,255,255,0.92); border: 1px solid rgba(15,15,35,0.08);
  border-radius: 12px; padding: 12px 16px;
  backdrop-filter: blur(20px);
  box-shadow: 0 8px 32px rgba(15,15,35,0.14); z-index: 10;
}
.fc-icon { width: 32px; height: 32px; border-radius: 8px; background: rgba(34,197,94,0.15); display: flex; align-items: center; justify-content: center; font-size: 16px; }
.fc-icon2 { width: 32px; height: 32px; border-radius: 8px; background: rgba(124,58,237,0.15); display: flex; align-items: center; justify-content: center; font-size: 16px; }
.fc-title { font-size: 13px; font-weight: 600; }
.fc-sub { font-size: 11px; color: var(--muted); }
.mockup-float-1 { left: -20px; top: 80px; animation: float1 4s ease-in-out infinite; }
.mockup-float-2 { right: -10px; top: 140px; animation: float2 4s ease-in-out infinite 1s; }
@keyframes float1 { 0%,100%{transform:translateY(0)} 50%{transform:translateY(-8px)} }
@keyframes float2 { 0%,100%{transform:translateY(0)} 50%{transform:translateY(-10px)} }

/* ── LOGOS ── */
.logos-section { padding: 40px 0; border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); background: var(--bg2); }
.logos-label { text-align: center; font-size: 12px; color: var(--muted2); text-transform: uppercase; letter-spacing: 1.5px; margin-bottom: 20px; }
.logos-strip { display: flex; align-items: center; justify-content: center; flex-wrap: wrap; gap: 8px 4px; }
.logo-item { font-size: 13px; font-weight: 600; color: #444; padding: 4px 12px; }
.logo-sep { color: #333; font-size: 18px; }

/* ── SECTION ── */
.section { padding: 100px 0; }
.section--alt { background: var(--bg2); }

/* ── CONTACT ── */
.contact-card {
  max-width: 480px; margin: 0 auto; text-align: center;
  background: var(--bg); border: 1px solid var(--border);
  border-radius: var(--radius-xl); padding: 48px 40px;
}
.contact-icon { font-size: 32px; margin-bottom: 16px; }
.contact-card h3 { font-size: 20px; font-weight: 700; margin-bottom: 10px; letter-spacing: -0.3px; }
.contact-card > p { font-size: 14px; color: var(--muted); line-height: 1.7; margin-bottom: 24px; }
.contact-email { font-size: 15px; }
.contact-note { font-size: 13px; color: var(--muted2); margin: 20px 0 0; }
.contact-note a { color: var(--muted); text-decoration: underline; text-underline-offset: 2px; }
.contact-note a:hover { color: var(--text); }

/* ── LEGAL PAGES ── */
.legal-hero { padding: 160px 0 40px; text-align: center; }
.legal-title { font-size: clamp(32px, 5vw, 48px); font-weight: 800; letter-spacing: -1.5px; margin: 16px 0 8px; }
.legal-updated { font-size: 14px; color: var(--muted); }
.legal-content { padding-top: 20px; }
.legal-container { max-width: 760px; }
.legal-container h2 { font-size: 22px; font-weight: 700; letter-spacing: -0.4px; margin: 40px 0 14px; }
.legal-container h2:first-of-type { margin-top: 0; }
.legal-container h3 { font-size: 16px; font-weight: 700; margin: 24px 0 10px; color: var(--text); }
.legal-container p { font-size: 15px; color: var(--muted); line-height: 1.8; margin-bottom: 14px; }
.legal-container ul { margin: 0 0 14px; padding-left: 20px; list-style: disc; }
.legal-container li { font-size: 15px; color: var(--muted); line-height: 1.8; margin-bottom: 8px; }
.legal-container a { color: var(--purple); text-decoration: underline; text-underline-offset: 2px; }
.legal-container strong { color: var(--text); }
.section-header { text-align: center; margin-bottom: 64px; }
.section-tag { display: inline-block; font-size: 11px; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; color: var(--purple); background: rgba(124,58,237,0.1); padding: 5px 14px; border-radius: 100px; border: 1px solid rgba(124,58,237,0.2); margin-bottom: 20px; }
.section-title { font-size: clamp(28px, 4vw, 48px); font-weight: 800; letter-spacing: -1.5px; line-height: 1.1; margin-bottom: 16px; }
.section-sub { font-size: 17px; color: var(--muted); max-width: 480px; margin: 0 auto; }
.rating-badge { display: inline-flex; align-items: center; gap: 8px; background: rgba(245,158,11,0.1); border: 1px solid rgba(245,158,11,0.2); color: #b45309; font-size: 13px; font-weight: 500; padding: 6px 16px; border-radius: 100px; margin-top: 16px; }

/* ── BENTO GRID ── */
.bento-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  grid-template-rows: auto;
  gap: 16px;
}
.bento-card {
  background: var(--bg2); border: 1px solid var(--border);
  border-radius: var(--radius-xl); padding: 32px;
  transition: border-color 0.3s, transform 0.3s, box-shadow 0.3s;
  overflow: hidden; position: relative;
}
.bento-card::before {
  content: ''; position: absolute; inset: 0;
  background: radial-gradient(circle at 50% 0%, rgba(124,58,237,0.05), transparent 70%);
  opacity: 0; transition: opacity 0.3s;
}
.bento-card:hover { border-color: rgba(124,58,237,0.3); transform: translateY(-4px); box-shadow: 0 20px 60px rgba(0,0,0,0.3); }
.bento-card:hover::before { opacity: 1; }

.bento-lg { grid-column: span 2; display: flex; gap: 24px; align-items: center; }
.bento-dark { background: linear-gradient(135deg, rgba(37,99,235,0.08), rgba(124,58,237,0.08)); border-color: rgba(37,99,235,0.2); }
.bento-sm { }
.bento-wide { grid-column: span 3; display: flex; align-items: center; gap: 40px; justify-content: space-between; }
.bento-gradient { background: linear-gradient(135deg, rgba(124,58,237,0.1), rgba(37,99,235,0.08)); border-color: rgba(124,58,237,0.25); }

.bento-content { flex: 1; min-width: 0; }
.bento-wide .bento-content { flex: 1 1 280px; }
.bento-wide .bank-logos { flex: 1 1 380px; max-width: 460px; }
.bento-icon { font-size: 32px; margin-bottom: 16px; }
.bento-icon-sm { font-size: 28px; margin-bottom: 14px; }
.bento-card h3 { font-size: 18px; font-weight: 700; margin-bottom: 10px; letter-spacing: -0.3px; }
.bento-card p { font-size: 14px; color: var(--muted); line-height: 1.7; }
.bento-link { display: inline-flex; align-items: center; gap: 4px; font-size: 13px; font-weight: 600; color: var(--purple); margin-top: 16px; transition: gap 0.2s; }
.bento-link:hover { gap: 8px; }
.bento-link--light { color: #4338ca; }
.bento-illustration { flex-shrink: 0; width: 280px; }
.bento-illustration svg { width: 100%; }

/* Mini UI elements in bento cards */
.bento-mini-ui { margin-top: 16px; display: flex; flex-direction: column; gap: 8px; }
.mini-row { display: flex; align-items: center; gap: 8px; font-size: 13px; color: #5b6472; }
.mini-dot { width: 8px; height: 8px; border-radius: 50%; flex-shrink: 0; }

.bento-bar-chart { display: flex; align-items: flex-end; gap: 6px; height: 60px; margin-top: 16px; }
.bar { flex: 1; border-radius: 4px 4px 0 0; transition: height 0.3s; }

.bento-log { margin-top: 16px; display: flex; flex-direction: column; gap: 8px; }
.log-item { display: flex; align-items: center; gap: 8px; font-size: 12px; color: var(--muted); }
.log-dot { width: 6px; height: 6px; border-radius: 50%; background: #7c3aed; flex-shrink: 0; }

.bento-team { margin-top: 16px; display: flex; flex-direction: column; gap: 10px; }
.team-member { display: flex; align-items: center; gap: 10px; }
.tm-av { width: 32px; height: 32px; border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 12px; font-weight: 700; color: #fff; flex-shrink: 0; }
.tm-name { font-size: 13px; font-weight: 600; }
.tm-role { font-size: 11px; color: var(--muted); }

.bank-logos { display: flex; flex-wrap: wrap; gap: 8px; }
.bank-pill { background: rgba(15,15,35,0.04); border: 1px solid var(--border2); border-radius: 8px; padding: 6px 12px; font-size: 12px; font-weight: 600; color: #545b6e; }

.feature-pills-wrap { margin-top: 32px; text-align: center; }
.feature-pills-label { display: block; font-size: 13px; font-weight: 600; color: var(--muted); margin-bottom: 14px; }
.feature-pills { display: flex; flex-wrap: wrap; justify-content: center; gap: 8px; }

/* ── HOW IT WORKS ── */
.how-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.how-steps { display: flex; flex-direction: column; gap: 0; }
.how-step {
  display: flex; gap: 20px; padding: 24px;
  border-radius: var(--radius-lg); transition: background 0.3s; cursor: default;
}
.how-step.active, .how-step:hover { background: var(--bg3); }
.how-step-num { font-size: 36px; font-weight: 900; background: var(--gradient); -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text; line-height: 1; flex-shrink: 0; min-width: 48px; }
.how-step-body h3 { font-size: 17px; font-weight: 700; margin-bottom: 8px; }
.how-step-body p { font-size: 14px; color: var(--muted); line-height: 1.7; }
.how-connector { width: 2px; height: 20px; background: linear-gradient(to bottom, rgba(124,58,237,0.3), transparent); margin: 0 35px; }
.how-screen { position: relative; }
.how-screen-inner {
  border-radius: 16px; overflow: hidden;
  border: 1px solid rgba(15,15,35,0.08);
  box-shadow: 0 24px 80px rgba(15,15,35,0.14), 0 0 0 1px rgba(124,58,237,0.1);
}
.how-screen-inner svg { width: 100%; display: block; }

/* ── STATS ── */
.stats-section { padding: 60px 0; background: var(--bg3); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 40px; }
.stat-item { text-align: center; }
.stat-number { font-size: 48px; font-weight: 900; letter-spacing: -2px; background: var(--gradient); -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text; line-height: 1; margin-bottom: 8px; }
.stat-label { font-size: 14px; color: var(--muted); }

/* ── TESTIMONIALS ── */
.testimonials-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.testimonial-card {
  background: var(--bg2); border: 1px solid var(--border);
  border-radius: var(--radius-xl); padding: 28px;
  transition: border-color 0.3s, transform 0.3s;
}
.testimonial-card:hover { border-color: rgba(124,58,237,0.25); transform: translateY(-4px); }
.testimonial-card--featured { background: linear-gradient(135deg, rgba(124,58,237,0.08), rgba(37,99,235,0.08)); border-color: rgba(124,58,237,0.25); }
.t-stars { color: #f59e0b; font-size: 14px; margin-bottom: 14px; letter-spacing: 2px; }
.testimonial-card p { font-size: 15px; color: #383c47; line-height: 1.75; margin-bottom: 24px; font-style: italic; }
.t-author { display: flex; align-items: center; gap: 12px; }
.t-av { width: 40px; height: 40px; border-radius: 10px; display: flex; align-items: center; justify-content: center; font-size: 13px; font-weight: 700; color: #fff; flex-shrink: 0; }
.t-name { font-size: 14px; font-weight: 600; }
.t-role { font-size: 12px; color: var(--muted); }

/* ── PRICING ── */
.pricing-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; align-items: start; }
.pricing-free-wrap { display: flex; justify-content: center; }
.pricing-card {
  background: var(--bg3); border: 1px solid var(--border);
  border-radius: var(--radius-xl); padding: 36px;
  position: relative; transition: border-color 0.3s;
}
.pricing-card:hover { border-color: rgba(124,58,237,0.3); }
.pricing-card--popular {
  background: linear-gradient(180deg, rgba(124,58,237,0.1) 0%, var(--bg3) 60%);
  border-color: rgba(124,58,237,0.45);
  transform: scale(1.02);
}
.pricing-card--free {
  max-width: 560px; width: 100%;
  background: linear-gradient(160deg, rgba(124,58,237,0.12) 0%, var(--bg3) 55%);
  border-color: rgba(124,58,237,0.5);
  text-align: center;
}
.pricing-card--free:hover { border-color: rgba(124,58,237,0.7); }
.popular-label {
  position: absolute; top: -14px; left: 50%; transform: translateX(-50%);
  background: var(--gradient); color: #fff;
  font-size: 11px; font-weight: 700; padding: 5px 16px; border-radius: 100px; white-space: nowrap;
}
.pricing-plan { font-size: 12px; font-weight: 700; color: var(--muted); text-transform: uppercase; letter-spacing: 1.5px; margin-bottom: 16px; }
.pricing-price { font-size: 46px; font-weight: 900; letter-spacing: -2px; margin-bottom: 12px; color: var(--text); }
.free-price { font-size: 72px; background: var(--gradient); -webkit-background-clip: text; -webkit-text-fill-color: transparent; background-clip: text; }
.price-period { font-size: 16px; font-weight: 400; color: var(--muted); letter-spacing: 0; -webkit-text-fill-color: var(--muted); }
.pricing-desc { font-size: 14px; color: var(--muted); margin-bottom: 28px; line-height: 1.65; }
.pricing-features { display: flex; flex-direction: column; gap: 12px; margin-bottom: 32px; }
.pricing-features--two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 12px 24px; text-align: left; }
.pricing-features li { font-size: 14px; color: #383c47; display: flex; align-items: center; gap: 8px; }
.pf-check { color: #22c55e; font-size: 13px; flex-shrink: 0; }
.pricing-note { font-size: 12px; color: var(--muted); margin-top: 16px; }

/* ── CTA SECTION ── */
.cta-section { position: relative; padding: 120px 0; text-align: center; overflow: hidden; }
.cta-bg { position: absolute; inset: 0; }
.cta-glow { position: absolute; top: 50%; left: 50%; transform: translate(-50%,-50%); width: 700px; height: 400px; background: radial-gradient(ellipse, rgba(124,58,237,0.2), transparent 70%); pointer-events: none; }
.cta-inner { position: relative; z-index: 2; }
.cta-badge { display: inline-block; font-size: 12px; color: var(--muted); border: 1px solid var(--border2); padding: 6px 16px; border-radius: 100px; margin-bottom: 24px; }
.cta-title { font-size: clamp(36px, 5vw, 58px); font-weight: 900; letter-spacing: -2px; margin-bottom: 16px; }
.cta-sub { font-size: 17px; color: var(--muted); margin-bottom: 40px; max-width: 440px; margin-left: auto; margin-right: auto; }
.cta-buttons { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }

/* ── FOOTER ── */
.footer { border-top: 1px solid var(--border); padding: 64px 0 32px; background: var(--bg); }
.footer-top { display: flex; gap: 80px; margin-bottom: 48px; flex-wrap: wrap; }
.footer-brand { flex: 1; min-width: 200px; }
.footer-brand p { font-size: 14px; color: var(--muted); margin-top: 14px; max-width: 240px; line-height: 1.65; }
.footer-app-link { display: inline-block; font-size: 13px; color: var(--purple); margin-top: 14px; font-weight: 500; }
.footer-app-link:hover { text-decoration: underline; }
.footer-links { display: flex; gap: 60px; flex-wrap: wrap; }
.footer-col { display: flex; flex-direction: column; gap: 12px; }
.footer-col h4 { font-size: 13px; font-weight: 600; color: var(--text); margin-bottom: 4px; }
.footer-col a { font-size: 14px; color: var(--muted); transition: color 0.2s; }
.footer-col a:hover { color: var(--text); }
.footer-bottom {
  border-top: 1px solid var(--border); padding-top: 24px;
  display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 12px;
}
.footer-bottom p { font-size: 13px; color: var(--muted2); }
.footer-bottom p a { color: inherit; text-decoration: underline; text-underline-offset: 2px; }
.footer-bottom p a:hover { color: var(--text); }

.credit-tooltip-wrap { position: relative; display: inline-block; }
.credit-tooltip {
  position: absolute; bottom: 125%; left: 50%;
  transform: translateX(-50%) translateY(4px);
  background: #111; color: #fff; font-size: 11px; font-weight: 600;
  padding: 5px 10px; border-radius: 6px; white-space: nowrap;
  border: 1px solid rgba(255,255,255,0.15);
  opacity: 0; pointer-events: none;
  transition: opacity 0.25s ease, transform 0.25s ease;
}
.credit-tooltip::after {
  content: ''; position: absolute; top: 100%; left: 50%; transform: translateX(-50%);
  border: 5px solid transparent; border-top-color: #111;
}
.credit-tooltip-wrap:hover .credit-tooltip {
  opacity: 1; transform: translateX(-50%) translateY(0);
  transition-delay: 10s;
}
.footer-cta-small { font-size: 13px; color: var(--purple); font-weight: 500; }
.footer-cta-small:hover { text-decoration: underline; }

/* ── SCROLL ANIMATIONS ── */
.reveal { opacity: 0; transform: translateY(28px); transition: opacity 0.6s ease, transform 0.6s ease; }
.reveal.visible { opacity: 1; transform: translateY(0); }

/* ── RESPONSIVE ── */
@media (max-width: 1024px) {
  .bento-wide { grid-column: span 3; flex-direction: column; align-items: flex-start; }
  .bank-logos { margin-top: 20px; }
  .hero-mockup { margin: 0 -24px; }
}

@media (max-width: 900px) {
  .bento-grid { grid-template-columns: repeat(2, 1fr); }
  .bento-lg { grid-column: span 2; }
  .bento-wide { grid-column: span 2; }
  .testimonials-grid { grid-template-columns: 1fr 1fr; }
  .testimonials-grid .testimonial-card:last-child { grid-column: span 2; }
  .pricing-grid { grid-template-columns: 1fr; max-width: 420px; margin: 0 auto; }
  .pricing-card--popular { transform: none; }
  .pricing-features--two-col { grid-template-columns: 1fr; }
  .free-price { font-size: 56px; }
  .how-grid { grid-template-columns: 1fr; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 640px) {
  .nav-links, .nav-actions { display: none; }
  .hamburger { display: flex; }
  .bento-grid { grid-template-columns: 1fr; }
  .bento-lg { grid-column: span 1; flex-direction: column; }
  .bento-illustration { width: 100%; }
  .bento-wide { grid-column: span 1; }
  .testimonials-grid { grid-template-columns: 1fr; }
  .testimonials-grid .testimonial-card:last-child { grid-column: span 1; }
  .hero { padding-top: 110px; }
  .hero-mockup { margin: 0 -16px; }
  .mockup-float-1, .mockup-float-2 { display: none; }
  .footer-top { flex-direction: column; gap: 40px; }
  .footer-links { gap: 32px; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); gap: 24px; }
  .logos-strip { gap: 4px; }
  .how-step-num { font-size: 28px; min-width: 40px; }
}